Budget 2009

Budget 2009

No, I am not referring to the one for Singapore but more for myself.

In the face of this worsening global financial crisis, I am relieved to assert that there is no need for me to dip into my reserves. Furthermore, my job is recession proof and it is most unlikely that I will ever receive a pay cut in the near future.

Does that mean there is no cause for concern? My answer is a big, flat no. Though employed, it is not very comforting to know that I am seriously underpaid. In addition, transportation costs constitute a large financial burden for me. Even the price of hawker food has been rising despite the fall in fuel costs.

Even so, there are several measures which can be taken to minimize expenditure:

1) Stay in from Monday to Friday

Reduction in transportation costs from $60 to $12

2) Eat cookhouse food

Reduction in food expenses from $180 to $0

3) Outings

Reduction from $80 to $40

However, I cannot expect everyday to be the same and thus there will be some allowance for unexpected events, an amount of $50 will be set aside for such purposes. Any remaining amount will be spent on education through books and seminars.

Net expenditure per month: $52 - $102

The goal here is to contribute 90% of monthly salary into savings as compared to the current government scheme of approximately 20%. The only expenditure will be made on items of

1) absolute necessity, and

2) assets which will appreciate or generate passive income, namely investments in New York Stock Exchange (NYSE) or Singapore Exchange (SGX)

Damn Diao

Damn Diao

龙战骑士

我坚决

冲破这一场浩劫

这世界谁被狩猎

谁淌血

我却只为

拯救你的无邪

城墙上我在等魔坠

火焰吞噬无名碑

摧毁却无法击溃

我要爱上谁

废墟怎麽被飞雪了解

只能滋长出羊齿蕨

那些仇恨已形成堡垒

我又该怎麽去化解

低吼威胁

那些龙形的傀儡

牠们发不出的音叫心碎

惊觉你啜泣声迂回

如此纯洁

以温柔削铁

以爱在谅解

在末日边陲

纯爱

被隔绝

我在危城的交界

目睹你的一切

锈迹斑斑的眼泪

20th Birthday

20th Birthday

Thanks to Alvin, Shi Jun, Adeline, Li Yan, Xing Zhi, Daniel and Matthew for making this day really special for me. I will always remember this day:)

Catholic High

Catholic High

Thank you to the principal, teachers and students of Catholic High for bringing back the long-lost glory of Catholic High. This amazing feat will serve as a motivation to all Catholic High gentlemen out there and we should strive to achieve even better results in both the academic and sports arena.

No sky is too high for Catholic High.

人早离公教校园，可心永守公教家园

Tears

Tears

I couldn't help it and cried.

The movie was very touching indeed and I loved it.

We all should learn to treasure life and what we have.